PNC Mobile Banking

PNC Mobile Banking

By PNC Bank, N.A.

  • Category: Finance
  • Release Date: 2009-01-30
  • Current Version: 4.31
  • Adult Rating: 4+
  • File Size: 224.49 MB
  • Developer: PNC Bank, N.A.
  • Compatibility: Requires iOS 13.0 or later.
Score: 4.83756
From 1,227,002 Ratings


Check balances & recent transactions – See current account activity for your checking, savings, credit card and loan accounts. Protect your accounts – Set up Touch ID or Face ID to securely sign on to the app. Or, reset your password quickly and conveniently if you need to. Send money with Zelle® – Send money simply, to people you know and trust (i) using your mobile number or email address. Transfer funds – Transfer funds between eligible PNC accounts and external bank accounts (ii). Make deposits – Deposit checks quickly and easily with your iOS device (iii). Pay bills – Add your bills and make one-time or recurring bill payments right from the app. Manage your cards – View and manage your PNC credit, debit and SmartAccess® cards and make in-store payments with Apple Pay right from the app. Lock your cards – Easily lock or unlock your PNC debit card or credit card if you misplace it. Locate PNC – Locate the nearest PNC ATM or branch using our location services, or search by zip code and street address. If you have Virtual Wallet®, you’ll have access to more tools and insights to help you work toward your financial goals. See what’s free to spend – Your Scheduled Out subtracts known bills and expenses from your available checking account balance to show you what’s free to spend, which we call your Free Balance. You’ll also see potential Danger DaysSM, which is when your account is at risk of being overdrawn. Visualize your money – Use Money Bar® to see how much is available to spend with your Free Balance, what you’ve scheduled for bills and how much you’ve set aside for goals. Know your activity – Use the Calendar to see upcoming paydays and payments, and view a history of your transactions. You can pay bills, schedule bill reminders, track external payments, view potential Danger Days and more. Track your spending & set budgets – See where you're spending your money with categories like restaurants, gas and more. Then, create budgets to know if you’re staying on track. Make saving easier – Create savings goals to work toward your goals and keep track of your progress along the way. Set up automatic rules to regularly transfer money to your savings, like once a week or when you receive a paycheck. Make saving fun using your personalized piggy bank to transfer money to your savings. With PNC’s Security and Privacy, you can be confident that your personal and financial information will be protected while using our app. (i) Zelle should only be used to send or receive money with people you know and trust. Before using Zelle to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle offer a protection program for authorized payments made with Zelle. Zelle is available to almost anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users. If the recipient has not enrolled, the payment will expire after 14 calendar days. (ii) There are limits to the number of transactions you can make from a savings or money market account per month. (iii) PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement. Virtual Wallet, PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. ©2022 The PNC Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.



  • Great online experience

    By Jay_be
    I have had a few different accounts at other banks, but PNC has always been my #1 when it comes to the online experience. It’s a user friendly interface and offers a full banking experience. I haven’t been into a branch in at least 4 years because of the app. Specifically, during the height of The pandemic, I felt no interruption in my banking because PNC already offered an advanced virtual experience.
  • Zelle

    By Bek716
    Zelle used to work great but I no longer receive text notifications about it. And sometimes I can’t even receive money.
  • so many flaws

    By wslaborer
    Every other day it seems to be crashing
  • Money Bar and other features never work

    By whateverjail
    I swear every time I open this app some feature or other is broken. I’m getting so sick of it I’m considering switching banks. I’ve been a PNC customer for 15 years but this is crazy.
  • Service is unavailable.

    By AdamGhu
    Title. This is the message that I get at least once a day. Considering how many times they inconveniently shutdown the app for “maintenance”, you’d think the app would run well. Well, it doesn’t. The only reason I use this god awful bank is because it’s the only one widely available in my town. I’ve never used a more incompetent banking app.
  • MHF

    By mr martone
    Good service
  • Disable or allow us to disable one time passcode

    By BuckBear09
    This implementation of one time passcode without option to turn off is stupid. I can understand security but isn’t Face ID enough? I have to wait for text and copy code over instead of quickly accessing my account every time?
  • Unusable Now

    By Chip in PA
    Since the latest update I can’t login. I use iCloud’s password manager and the app only sometimes allows me to access auto fill. Most of the time, it forces me to manually enter my password which is impossible since it’s long and complicated. I have to use Safari to access my account at all. Additionally, the app frequently forces you to set up Face ID multiple times, and it always says my information isn’t valid, even though I know it is. Piece of crap app. Do better.
  • Easy to use

    By Dan in Baltimore
    Quite intuitive, nice design, easy to use.
  • Worst bank ever

    By jsjsjjsjsjsksk
    Do yourself a favor and switch banks now