Current: The Future of Banking

Current: The Future of Banking

By Finco Services, Inc.

  • Category: Finance
  • Release Date: 2016-04-05
  • Current Version: 6.2.1
  • Adult Rating: 4+
  • File Size: 105.78 MB
  • Developer: Finco Services, Inc.
  • Compatibility: Requires iOS 14.0 or later.
Score: 4.74718
From 136,184 Ratings


Current is the future of banking. Spend, save, and manage your money better with our mobile banking app and Visa debit card designed to make the most of what you've got. Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group; Member FDIC. Join over 4 million members that trust Current & sign up today. WITH CURRENT YOU CAN –  GET PAID: Payday comes up to 2 days faster with direct deposit.¹ SKIP THE FEES: Get fee-free overdraft & fee-free cash withdrawals from 40,000 Allpoint ATMs in the U.S.²    SAVE: Earn up to 4.00% APY³ on your savings with Pods when you receive and maintain a qualifying direct deposit.  GET REWARDED: Get up to 7x the points and cash back on swipes.⁴ INVEST: Buy and sell crypto with zero trading fees. SPEND: Get a sleek Current card⁵, spending notifications and insights, and instant money transfers with Current Pay.⁶ ACCESS YOUR $$$: Get instant gas hold removals so your funds are available right away.  STAY SAFE: Get privacy controls to protect your information, and block your card in the app.  GET HELP: 24/7 support & chat in the app.  TEEN ACCOUNT BENEFITS SAVE: Savings Pods teach teens to set savings goals. SPEND: Get instant money transfers⁶ from parent to teen, spending notifications, and set automated allowance payments. BUDGET: Explore money management tools that help teens budget money.  STAY SAFE: Parental controls let you pause the card directly in the app, set spending limits, and block merchants.  No minimum requirement to open any account. Teen accounts must be linked to a parent’s account through the app.  Start using your account right away when you activate your virtual debit card.  ¹ Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits. ² Out-of-network and International cash withdrawal fees apply. Additional third-party fees from the ATM owner may apply. Please refer to Overdrive™ Features Terms and Conditions. Learn more at ³ The Annual Percentage Yield ("APY") for Current Interest is variable and may change at any time. The disclosed APY is effective as of January 18, 2023. Qualifying direct deposit of more than $200 required for 4.00% APY. No minimum balance required. Must have $0.01 in Savings Pods to earn Current Interest on up to $2000 in deposits per Savings Pod up to $6000 total. Please refer to Current Interest Terms and Conditions. ⁴ Teen accounts do not earn points ⁵ Banking services provided by and Visa® Debit Card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A. Inc and can be used everywhere Visa debit cards are accepted. ⁶ It is possible that technical issues may cause delays, but this is not to be expected. Cryptocurrency services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC, and may not be available in all states. Licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Terms and conditions apply. When you buy or sell cryptocurrency, a difference between the current market price and the price you buy or sell that asset for is called a spread. However, unlike most other exchanges Current does not charge an additional trading fee. All forms of investments carry risks, including the possible loss of principal. Cryptocurrency is not subject to FDIC or SIPC coverage.



  • Easy banking while at home

    By rockjdhdndf
    Great way to keep tabs on your own payments, literally one of the greatest banking experiences I’ve ever had.
  • Not good cash back

    By prxynka
    The cash back deals are no good they are irrelevant
  • The Real

    By Pooh love you
    I think they need too up the amount of overdraft because $25 is not enough to help on bills. So why overdraft it when it’s not enough. If not updated soon I’m going to which banks
  • The best

    By dsfher
    I never knew a card is good to have. Who ever came up with Current is the best. Thanks a lot!
  • Current

    By Riyad1901
    Great bank
  • Z

    By Bombsquad385
    Wonderful as a third party ✌️😁
  • They steal your money

    By Batman979797
    I put $210 in here for saving and when I go to pull it out it vanished. After 5 business days I contacted my bank to see if they got the money, they had told me that the transfer was cancelled on currents end. I emailed current at least 10 times to find out where my money is with no response what so ever. Do not make the same mistake I did. It’s currently been 3 weeks since I tried to get my money back and no help from them what so ever
  • Beware

    By playboinarti
    Current is the ONLY BANK in my entire life to have more than 3 random transactions on my account, multiple transactions have been taken only for customer support to say it’s pending and there’s nothing they can do about it, they tell me to contact the merchant (only information they have is what we see) so no help on contacting the merchant because half of them don’t exist 💪 whole check gone out the window, thanks current 👍
  • Awesome app!

    By SPLAHHHH💦🤣😂😭
    Love it !!!!!! I honestly wish that they would update the daily spending limit past $2000 and the daily withdrawal limit past $500 at the ATM because you never know what people got going on! And me personally I be needing a lot more cash than THAT! Buiiiit other than that I love this app! 💁🏽❤️
  • Wonderful

    By monarcbuterfly
    Great ideas......when I returned something I loved the instant return.....