Capital One CreditWise

Capital One CreditWise

By Capital One

  • Category: Finance
  • Release Date: 2015-11-02
  • Current Version: 1.109.0
  • Adult Rating: 4+
  • File Size: 137.60 MB
  • Developer: Capital One
  • Compatibility: Requires iOS 15.0 or later.
Score: 4.83535
4.83535
From 266,683 Ratings

Description

A free credit monitoring tool that could help you improve your score At CreditWise, we believe in empowering people with the tools to effectively monitor their credit. We do more than show you your free credit report: we back it up with targeted advice, tools and alerts to help you monitor your credit. And that’s not all - CreditWise provides identity theft monitoring tools such as dark web alerts and a credit simulator to help you forecast the potential effects of your credit decisions. Used by millions, CreditWise is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number. All features are free: ● Updates as frequently as daily to your TransUnion® VantageScore 3.0 credit score. ● Access to your credit report from TransUnion® to look for signs of error, theft, or fraud. ● The Credit Simulator, which helps you see how everyday decisions may affect your credit score. ● Helpful breakdowns of the key factors that make up your credit score and how you’re doing on each of them. ● Suggestions to help you improve and take control of your credit score. ● Alerts about select changes to your TransUnion® or Experian® credit reports. ● Alerts if your Social Security Number or email address are found on the dark web. ● Alerts if any new names or addresses were associated with your Social Security Number on a credit application. Popular Feature: Tool to forecast how every day decisions might affect your score How could closing a credit card account affect your credit score? How much could your score change if you pay off half your credit card debt or all your debt? See how these decisions could impact your score before you act by using our Credit Simulator. CreditWise is free, fast, secure, and available to every adult who is 18 or older residing in the US with a Social Security number and a report on file at TransUnion. Sign up for CreditWise today and let us help you make a change.

Screenshots

Reviews

  • Force updates

    2
    By brosilver
    Let the users decide when to update as you don’t always need to update the app and get more details from Experian for people like their score and alerts. Sometimes updates make things worse instead of better and improvement so give all Capital One users the choice not the force.
  • Hard to follow

    3
    By topper1953
    Older passwords issues must re-set way to much!
  • Fabulous app.

    5
    By T Mae West
    Credit Wise is an incredible app that offers routine updates for credit use. It is comforting to get alerts and be able to stay on top of the score .
  • Force to use app

    1
    By PJDLY
    I don’t like how you have to be forced to use this app to see what’s on your credit. Or they’ll do bad things to you. Like dropped your scores. Not pleased with anybody that forces me into anything. I have paid 5 credit cards two loans the past year … and my score drops! I didn’t cancel the credit cards their paid off. Who really keeps track of this stuff. There has to be some one behind the driver’s seat to keep the computer going! Pay closer attention! I’m trying to improve myself. You’re ruining me!
  • Cny

    5
    By CNY AG
    Great app
  • Broken input fields in simulator

    1
    By ShevArt
    Cant enter a number for ex
  • Credit Wise has

    2
    By Rchgrt
    Credit wise would be good if there app updated regularly. I paid off all my cards and it still has me at a high balance.That harms my score. Especially a month late reporting. Today is April 8th. Last update was March 21st. Do better. It also is missing two accounts with higher credit limits. One a 3,5000 limit and the other a 1,000 limit. All 100% on time payments.
  • Good to have it

    5
    By 👍✔️🙏🏻
    Awesome info for us . Thanks
  • Awesome

    5
    By EG 1136
    It actually alerts you right away when any activity happens on my credit report and score
  • Easy to navigate and understand.

    5
    By Anonymous 7200
    Liive it’s ease of use.

keyboard_arrow_up